Let your goals and ambitions take centre stage with a bespoke wealth solution from Sanlam Private Wealth. We answer some frequently asked questions about the benefits of customisation.
What does a customised wealth strategy include?
A bespoke wealth plan is an end-to-end solution, covering investment portfolio construction, global estate planning, cross-geographical tax structuring and the orderly transfer and preservation of your wealth across generations.
With Sanlam Private Wealth, they’ll work closely with you to craft an integrated solution, starting with an investment portfolio aligned with your risk profile and objectives. Whether your focus is long-term growth, capital preservation, retirement planning, income in retirement, offshore investing or Shariah-compliant solutions, Sanlam Private Wealth will customise your portfolio as part of your overall wealth plan.
How does a bespoke portfolio differ from a unit trust?
The benefits of a customised portfolio include:
- Your investment portfolio is tailored to your individual circumstances rather than being part of a pooled investment vehicle such as a unit trust.
- You have direct ownership of the underlying assets – offering greater transparency and flexibility.
- You have direct access to the investment professional who manages your investments.
- You can choose the extent to which you wish to participate in the day-to-day management of your affairs.
- Whereas a unit trust tends to have rigid mandates, your portfolio manager is subject to fewer restrictions, which enables them to act on their best investment views.
While you may prefer a traditional investment strategy focused on equities, fixed income and cash, Sanlam Private Wealth can also give you access to alternative asset classes such as hedge funds, private equity and private credit.
Why is global estate planning important?
Estate planning is essential to ensure a smooth transfer of wealth. It is complex, particularly when assets or beneficiaries span jurisdictions, making expert advice critical.
Done correctly, it creates opportunities to structure wealth efficiently, including through local and offshore trusts. Sanlam Private Wealth’s fiduciary and tax specialists provide support across trust structuring, global tax planning and ongoing compliance.
For further information, visit www.sanlamprivatewealth.com
